Tag: cheap car

Car Insurance For Better Drivers

Car insurance is a mandate for all drivers and forms the essential part of the paper work that is required to be maintained if one owns a vehicle, big or small.

Typical car insurance ensures claims are provided in case of damaged cars or a loss incurred if the vehicle is involved in an accident and against any liabilities that are incurred in an accident that might result in injuries to the passengers. Typical auto insurance takes care of the vehicle insured, the party who got insured along with the vehicle and any third parties that might be travelling during the time when the damage occurred. This all however, is subjected to the type of car insurance plan that is put into place.

In almost all of the cases new vehicles or any vehicle purchased are automatically insured by the owners at the time of purchase, automatically here meaning that insurance is considered a part of the formalities to be completed when one purchases a vehicle.

With competition in all the sectors, insurance sector inclusive; vehicle insurance has taken an interesting turn. There are some companies which are wooing vehicle owners by offering them cheap car insurance at a lesser premium if they prove to be better and safer drivers.

This has been hailed as a just method by many on the grounds that the chances of an accident occurring- if a vehicle is in the hands of a responsible and capable driver- are quite less than in the hands of someone who can be proven as a “reckless” driver if one would actually observe the driving of such an individual.

It was during the course of this strategy bring worked upon that it was observed-on the basis of statistics- that women drive more carefully and better ; overall proving to be better drivers than men.

Guide to Buying Axle Stands

Planning on getting under the car to change the oil, work on the transmission, or some other task, and you don’t have a car lift?  Then in addition to using a floor jack, be sure to use axle stands. Raise the car with the floor jack, and slide the axle stand underneath the axle.  Put one near each wheel. Jack stands are known to fail, and an axle stand will prevent the mechanic from being crushed. Whether working on damaged cars for fun or profit you should always put safety first.

Axle stands come in many different models.  Before buying one ensure they include the following safety features.

*Make sure the axle stand is made from sturdy materials and of a good quality by checking its appearance. The stand should have no jagged edges that can snag the mechanic’s clothes while under the vehicle. Check the welds, a heavy vehicle could cause shoddy welds to fail, and the car to fall.  If buying a used one, make sure there is no rust as it could signal weakened metal.

*Axle stands come with two kinds of support, pegs and ratchets. The preferred type is the ratchet because it provides a more concise mechanism for holding the vehicle at a particular height.  Although a little less expensive, peg systems are more difficult to use. Should a peg stand be used, ensure the stand has a safety catch to hold the pegs in place, and that the pegs fit properly.

*Before using or purchasing a stand, check to see it has stabilizing feet.  These help support the axle stand, and keep it from slipping on soft surfaces.  Although one should avoid working under a car on soft surface if at all possible.

If you are going to buy axle stands, make sure they have these safety features which will only add a couple of dollars to the cost.  Not having the safety mechanisms could cause serious injury or even death should the stand fail and the vehicle fall.  No sense in risking life or limb to shave a few dollars from the price.