Whenever someone is injured in accidents especially 18 wheeler accidents, there usually is an insurance company involved. Dealing with an insurance company can feel impersonal, but communicating properly is a necessary evil following an accident. In fact, sometimes there are multiple insurers, and the victim will have to submit a car accident compensation claim form in order to be reimbursed for costs stemming from the accident. This could include medical treatment, damages or even reimbursement for lost wages. That makes filing the accident compensation claim a “must do” act, and it should be done as thoroughly and accurately as possible. The best way to make sure the claim is processed quickly is to provide the right documentation.
Primarily this documentation will include information about where and how the accident took place, what injuries were sustained, the names of the hospitals or doctors where the victim sought treatment, and any police reports that may have been filed concerning the accident. It is crucial that the information provided by the victim matches the information in the records. Any disparities on the accident claim form could mean a delay in receiving your car accident compensation.
The accident claim forms may request information about pre-existing conditions or prior injuries to make sure that any claim stems from the current accident and not a previous problem. Because insurance companies can be reluctant to pay a claim in full, if the victim has multiple policies (or if blame is uncertain), private insurance may come into play so that all the expenses are covered. This may mean filling out multiple accident compensation claim forms. Thus, again, making sure all the information provided is thorough and matches up to both the documentation and other claim forms is very important. Creativity is not rewarded in these circumstances, so the information should always be clear and to the point.
Filing a claim following an accident can be stressful, but when the proper documentation is included, the process is relatively easy. A thorough claim will generally result in a timely result, but the victim should always be proactive with any follow-up so that his or her expenses are covered and the overall stress of the situation is minimized.
The police will usually be the first to arrive at an accident scene. They will either have been called by witnesses to the accident, the other party involved or by you. Always make sure that you have called the police immediately after the accident happens. The accident scene will have very important details for the police and some of them could actually help your case should you file a motorcycle accident claim. The police will investigate to find out the cause of the accident, the person who is at fault and get information from you and the other party involved. All these will help the police write their report.
You may need to contact one of the top motorcycle accident attorneys available. They will need all the information that you can get about the accident, what happened before and during the accident as well as the other party involved in the accident. You will need to find out the insurance company, the insurance number, address and even a phone number. Some people are very cooperative and give this information voluntarily without much fuss. However you will come across those who are hesitant to give out such information and they may give you problems. If you find yourself dealing with such a person, always inform the police about it. The reason for informing them is so that they can assist you with this information from their report. This information is very helpful to your accident attorney so that they can start working on your case.
It is important that you file your accident compensation claim for damages following an accident within two years from the date of the accident. This is mainly because you could loose the compensation if your motorcycle accident claim is time barred by being filed beyond the 2 year limit. The other reason is that you might not get correct and factual information if you try gathering it long after the accident. It is advisable that you file your claim soon after that accident and have it done before the time limit elapses. Most any accident attorney will advice you on this though it may be too late by the time you walk into their offices. Knowing about it before hand will give you great advantage.
Take caution on the road, wear protective gear, be courteous and should you find yourself in an accident, make sure to call up a motorcycle accident attorney. The most important thing however is to enjoy the ride.